You may only use the Site if you are domiciled in the United States and you are at least 18 years of age (or the applicable age of majority in your jurisdiction if greater than 18 years of age). If you are under 18 years of age (or the applicable age of majority in your jurisdiction if greater than 18 years of age) and/or you are unable to enter into a legally binding contract, you cannot use the Site.
SERVICES AVAILABLE ON THE SITE
The Site provides a service by which consumers can request to receive information relating to life insurance and/or discount programs from our network of insurance companies, agents, brokers, discount program representatives, lead aggregators and other third party companies (“Third Party Companies”). We also seek to provide valuable information that individuals can use to make their own decisions about life insurance or discount programs. Such information is offered for informational purposes only and is subject to the disclaimers contained herein. Once you voluntarily provide us with the information requested, we will attempt to match you with appropriate Third Party Companies.
We reserve the right in our sole and absolute discretion and for any reason, to terminate, change, suspend or discontinue any aspect of the Site, including, but not limited to, content, features or hours of availability. We may also impose limits on certain features of the Site or restrict your access to any part of the Site without notice or penalty. There is no charge to you for use of the Site.
You represent and warrant that, while using the Site, you shall not upload, post or transmit to or distribute or otherwise publish through the Site any materials that: (i) are unlawful, threatening, harassing, profane, tortious, defamatory, vulgar, obscene, libelous, deceptive, fraudulent, contain explicit or graphic descriptions or accounts of sexual acts (including but not limited to sexual language of a violent or threatening nature directed at another individual or group of individuals), or are invasive of another’s privacy or are hateful; (ii) constitute or encourage conduct that would constitute a criminal offense or give rise to civil liability; or (iii) contain a virus or other harmful component, advertising of any kind, or false or misleading indications of origin or statements of fact.
You also represent and warrant that you shall not: (i) impersonate any person or entity or misrepresent your affiliation with any other person or entity; (ii) upload, post, publish, transmit, reproduce, distribute or in any way exploit any information or other material obtained through the Site for commercial purposes; or (iii) attempt to gain unauthorized access to other computer systems through the Site.
You further represent and warrant that you will not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.
EDITING, DELETING AND MODIFICATION
ARBITRATION OF DISPUTES
DISCLAIMER OF WARRANTIES
THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, CONTENT, FUNCTIONS AND MATERIALS, IS PROVIDED “AS IS”, AND “AS AVAILABLE”, WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY FOR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED. WE DO NOT WARRANT THAT THE SITE OR THE SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE SITE WILL MEET YOUR REQUIREMENTS. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.
YOU SHOULD NOT RELY ON THE SITE TO MAINTAIN ANY OF YOUR INFORMATION; YOU SHOULD RETAIN ALL SUCH INFORMATION IN YOUR OWN RECORDS FOR USE IN THE EVENT THAT THE SITE FAILS OR IS UNAVAILABLE, OR THE INFORMATION IS LOST.